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Four Point Inspections

Classic City Home Inspection offers professional Four Point Inspections throughout Athens, Watkinsville, Winder, GA, and surrounding areas. A Four Point Inspection is a focused evaluation of the four key systems in a home: roofing, electrical, plumbing, and HVAC (heating, ventilation, and air conditioning). This type of inspection is often required by insurance companies before issuing or renewing a homeowner’s policy—especially for older homes.

Led by experienced inspector David, our Four Point Inspections are performed with precision and clarity, helping homeowners meet insurance requirements and identify potential system issues before they become costly problems.

What Is a Four Point Inspection?

Unlike a full home inspection that covers every component of the property, a Four Point Inspection focuses exclusively on the four most critical systems that impact a home’s safety and insurability:

  • Roofing
  • Electrical System
  • Plumbing System
  • HVAC System

Insurance providers use this information to assess risk. If these systems are outdated, damaged, or improperly installed, coverage may be denied or limited. A Four Point Inspection provides documentation that your home is in insurable condition—or identifies what needs to be updated.

When Do You Need a Four Point Inspection?

A Four Point Inspection is commonly required when:

  • The home is over 25 years old
  • You are switching to a new insurance carrier
  • You are purchasing a home with no prior policy in place
  • Your insurer requests an update before renewing an existing policy

Many Georgia insurance companies now mandate these inspections, particularly for homes built before the early 2000s.

What We Inspect

David thoroughly evaluates each of the four systems, documenting condition, age, installation methods, and any visible signs of failure or hazards.

Roofing

We check the age, material, visible damage, signs of leaks, flashing condition, and overall remaining life expectancy of the roof.

Electrical

We examine the electrical panel, breakers, wiring type, outlets, and signs of outdated or hazardous components (such as aluminum wiring or Federal Pacific panels).

Plumbing

David inspects visible plumbing lines, drain systems, water heaters, and looks for signs of leaks, corrosion, or problematic materials like polybutylene piping.

HVAC

We evaluate the heating and cooling systems for age, operation, visible damage, and maintenance condition. If the system is missing or inoperable, it may affect insurance eligibility.

What You’ll Receive

After your Four Point Inspection, you’ll receive a digital report that includes:

  • System age and condition
  • Notes on repairs or replacements needed
  • Color photos of all inspected components
  • Any potential issues that may impact insurance

Our reports are formatted to meet insurance company standards and can be submitted directly to your provider for approval.

Schedule Your Four Point Inspection Today

If your insurance company is requesting a Four Point Inspection, don’t delay. Contact Classic City Home Inspection for a fast, professional inspection that meets Georgia insurance requirements. Serving Athens, Watkinsville, Winder, and surrounding communities, David delivers accurate results and prompt reporting—so you can move forward with confidence.

Call today to schedule your Four Point Inspection with Classic City Home Inspection.

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